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Buying a home with little money in savings

Buying a home with little money in savings

Time to Sell Your Home? Sell It Quicker and for a Better Price by Working with an Agent

Posted by on Nov 19, 2015 in Uncategorized | Comments Off on Time to Sell Your Home? Sell It Quicker and for a Better Price by Working with an Agent

It’s tempting to try and sell your home yourself so you can save on the fees that come with a real estate agent. However, you may actually end up losing money. After all, an agent works on commission, so you can feel confident he or she will work aggressively to sell your home for the best price. Here’s a quick look at why hiring an agent is a good idea. Set the Selling Price It may be difficult for you to set a realistic price when you have an emotional and financial investment in your home. An agent is able to look at your house objectively and compare it to other homes recently sold in your neighborhood. If you set the price too high, your house may stay on the market for a long time, but if the price is too low, you’ll lose money. Real estate values change on an almost daily basis based on trends and the economy. One of the most important things you can do is to have an agent help you set the ideal price so your home sells fast and at a fair price. Prep Your Home One thing that affects the selling price is the condition of your home. You’ll get more money if your home is in good shape, but you have to invest money in upgrades wisely. Some renovations may not affect the selling price very much, and that means the money is wasted. Other things, even simple jobs like painting, can make a big difference in how fast your home sells and how much you get for it. A real estate agent can go through your home room by room and tell you how to prep it for sale. You may need to rent a storage unit to get rid of clutter, update the colors in your bathrooms, paint the house, and take out old carpeting. Your agent can help you decide if it is worth investing money in renovations so you can sell your home at a higher price or if you should leave it as is and sell it to a flipper for a lower price. Deal with Paperwork There is a lot involved in selling a house. If there are known problems with your home, you’re required to disclose them to potential buyers. This requires the preparation of documents to keep you in line with the law. It’s good to have an experienced agent oversee all the legal documents and contracts involved in selling a house. In fact, some buyers may not want to buy from a private seller because of the risk that the transaction will not be handled properly. Since buying a home is a huge financial move, both sides will feel better with professionals handling the process as the house moves through bidding to closing. Another thing to remember when you’re wishing you could avoid paying the real estate agent’s commission is that you’ll need to invest money in advertising anyway. An agent has a big reach when it comes to listing your home with the MLS service, placing videos and photos online, and advertising your home in local real estate magazines. You would have to pay a lot of money to give your home that much exposure yourself. It’s certainly a lot...

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Homebuyer Tips: 2 Ways To Analyze A Potential Neighborhood

Posted by on Oct 23, 2015 in Uncategorized | Comments Off on Homebuyer Tips: 2 Ways To Analyze A Potential Neighborhood

You found a few potential homes with the help of your real estate agent, yet you are unsure which home will best suit you and your family. One of the most important things to consider before choosing a particular home is the neighborhood, and this guide will help you do just that. The following are 2 simple ways to find out if your home sits in a desirable neighborhood.  1. Safety First The safety of your family and yourself should be considered before purchasing a home, and to do that you need to find out if the neighborhood is safe. Consider the following ways to find out if the neighborhood is safe: Local News. Visit a local store, and purchase a local newspaper or purchase one from a newsstand in the neighborhood, as these should reveal the kind of crime that occurs by your potential home. You will also have the opportunity to see community events and the kind of things that your neighbors might be interested in.  Using The Internet. Research has gotten a lot easier with the internet and for this particular task you are in luck because there are several types of tools available to help determine if this neighborhood is a safe one. You should look for a good criminal mapping service and enter the address of your potential home to see nearby crimes. Do not forget to look for a national sex offender mapping service as well, just to make sure that you and your family are far away from these types of criminals.  Analyzing On Foot. Take a drive around the neighborhood, and pay attention to some of the following warning signs: Neighborhood watch signs Homes or businesses with bars over their windows You can talk to your real estate agent about other things you can do to find out if the neighborhood is the kind that will give you peace of mind.  2. A Thriving Neighborhood You also want to make sure that the neighborhood is thriving, as this may make your living experience better. And this may help preserve the value of your home as well. The following are a few signs that the neighborhood is flourishing: Not many homes for sale New businesses opening up instead of closing Clean parks and open libraries Several festivals and community events may be a sign of a great neighborhood There are other things you can look for depending on what you want out of your neighborhood, such as a good school, and you can talk to your real estate agent about any other specific needs you want your neighborhood to...

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4 Tips For Selling Your Home

Posted by on Sep 11, 2015 in Uncategorized | Comments Off on 4 Tips For Selling Your Home

If you are selling your home, you will want to do this as quickly as possible. The benefits of being able to complete this huge real estate transaction are many. This will allow you to move on with your life and find a new place to reside. Knowing specific tips to help you find the right buyer are important. Tip #1: Price it right The key to getting your home sold sooner rather than later is to put it on the market at a price listed to sell. Take the time to look at other homes in your neighborhood for sale and see what the listing price is for these. Additionally, don’t neglect to look at the multiple listing services (MLS) to see what other buyers in your area have paid for homes that have the same value as yours. Tip# 2: Get a real estate agent One of the fastest ways to get your home sold is by hiring a real estate agent to assist you. This individual has the professional skills and training to assist with the things listed below: 1.  Take professional photographs of your home and list these on various online websites. 2.   Assist you with staging your home to help it attract the most buyers. 3.   Negotiate with a potential buyer to get the best price for you. 4.   Advertise your home in the proper local classifieds. 5.   Assist you with the laws surrounding real estate and be there with you at the closing. Tip #3:  Do some landscaping It’s critical to getting your home sold to ensure the lawn is well-manicured and looks attractive to any person who is interested in making a purchase. The first impression of your property will begin before any individual walks through the door. Additionally, be sure to trim the shrubbery and trees and plant some flowers to help make your yard look even more attractive. Tip #4:  Put up the pets Regardless of how much you love your furry friends, you will want to put these away when showing your home. The person who’s interested in buying your home may not enjoy pets, and this could turn off a potential buyer fast. The benefits of selling your home include being able to complete the transaction with ease.  Be sure to consult with a real estate agent in your area to assist you with marketing and selling you home today. To get professional help, click the link or do an online...

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Real Estate Agent Vs. For Sale By Owner

Posted by on Sep 9, 2015 in Uncategorized | Comments Off on Real Estate Agent Vs. For Sale By Owner

For many, their first home is rarely their dream home. Everything’s the perfect fit for you and your spouse, then your family expands and everyone is tripping over each other. In this do-it-yourself age, you may be considering listing the property yourself, but take a moment to consider the benefits of hiring a real estate agent. Time If you have a full-time job and are considering For Sale By Owner, consider the amount of time that you will have to dedicate to the task. Real estate agents have access to resources on recent sales in your neighborhood and the knowledge of the best venue for marketing your home in the area. As an independent seller, you will have to do the leg work to find this information and use a fair amount of trial and error to discover what attracts more buyers. Agents can also screen calls for people interested in seeing your home and show it at more convenient times than your schedule may allow. Money A 2013 census, indicated that 9% of owners were FSBO and earned typically $184k as opposed to $230k for people who went with an agent. Additionally, agents can assist potential buyers with finding financing. This added benefit can be the difference of your home sitting on the market or selling relatively quickly. Consider as well that homes listed by-owner take longer to sell. You will want to calculate how much it costs to continue living in your home, including property taxes, insurance, and the mortgage. For sale by owner listings sell more quickly if you offer the buyers’ agent a 3 or 4 percent commission. So you may still get stuck paying commission fees, even if it isn’t your personal agent. Knowledge Many people are concerned with saving as much money as possible when it come to selling their home, and rightfully so. Understand, however, that you are hiring a real estate agent for her expertise in the area. In the aforementioned census, 18% of the For Sale By Owner crowd stated that they had the most trouble understanding the paperwork. A qualified agent will understand the process of closing a sale and accepting the offer and initiating the inspection phase and will be able to explain it to you. Agents can also help to negotiate better prices for your sale and act as a buffer between you and the buyers and their agent. Additionally, they know the market trends and the best ways to present your home so that it will appeal to local buyers. Everything that the real estate agent has access to, you also have access too. Consider, though, that you will also have to declutter and prepare your home in addition to making time to learn the ins and outs of selling while showing your home to potential buyers. Further, with the added price of remaining in your home and the potential to make much less than your intended price, it may not be worth the time and money to skip hiring a knowledgeable...

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3 Tips Every Seller Needs To Know Before Selling Their Home

Posted by on Sep 3, 2015 in Uncategorized | Comments Off on 3 Tips Every Seller Needs To Know Before Selling Their Home

If you are trying to sell your house, you are probably wondering what you can do to get the most out of it. You might see some people making great profits on their homes, and others losing money. You may be wondering what the difference is. Although there are many factors that go into how much you can sell your house for, here are a couple things that you can do to improve your chances for getting a better deal. 1. Don’t Ask Too Low Don’t think that asking for a lower price will help the house to sell quicker and for the price you want. People rarely offer more than the asking price. So if you price yourself too low at the beginning, you can bet that you will lose money on the deal. In addition, if the house is priced too low, the buyers may think that something is wrong with it. They might not believe that they are just getting a great deal, they will worry that they are being tricked into buying a dud. This is why you should ask right around the market value. This doesn’t mean that you can’t accept a lower offer if needed, but you shouldn’t be the one to lower the price. 2. Take Care Of The Yard Many homeowners make the mistake of thinking that the inside of the house is the most important factor. Although it plays a big role, the outside of the house is the first impression. Taking care of a yard can be inexpensive and easy. However, if a potential buyer sees overgrown weeds, a dead yard, unkempt trees and an overall disheveled look, it will make them think that the property needs to face lift. They will most likely offer less thinking that they are going to have to invest time and money into the yard. Even hiring a landscaping company to do the work for a couple hundred dollars may mean a different of thousands of dollars in the asking price from a potential buyer. 3. Specific Rooms and Decorations When people walk through your house, you need them to envision themselves living there. If you have d├ęcor that is specific to your family and rooms that only make sense to you, you can bet that they will have a harder time buying it. This is why you should make things as neutral as possible. Add a new coat of paint, take down family pictures and convert the sewing room into an all-purpose hobby room. This will appeal to more people. These are just three tips for improving the resale value of your home.  For professional realty services, contact a company such as Gilbert Realty. ...

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4 Tips For Choosing An Office Space For Your Tax Filing Business

Posted by on Sep 2, 2015 in Uncategorized | Comments Off on 4 Tips For Choosing An Office Space For Your Tax Filing Business

There are certain businesses that thrive during specific times of the year. If you are an accountant that specializes in tax filing, you may want to consider renting an office space to use during tax season to boost your income. It is important to take your time when choosing the right office space to rent, though. The following guide walks you through a few things to take into consideration when renting an office space for your tax filing company. Consider the Size You need to consider how much space you really need to have in order to run your business. If you will be working on your own, you will not need a ton of space. Having a business that is in a shopping center or mall may make your business seem more substantial to potential clients though. If you plan to have other people help you out with the business, be sure that you have enough space in the office space to situate cubicles in the space to give clients the privacy they need while they are filing their taxes. Consider the Accommodations When you are running a business, you are often required by law to have bathrooms available for clients to use. Be sure that the office space you choose has at least one working bathroom in it so that you can have the necessary accommodations your clients need. Consider the Location You want to rent an office space that is located in an area that people can find easily, that is accessible by bus, car, or walking, and that is safe. You will have a lot of money on hand from people paying for the bill to have their taxes done. You need to be sure that you and any employees working at the office will be safe and not have to worry about being robbed. The safer the area you can find for the office, the better it will be for everyone. Consider the Length of the Lease You will only need to rent the space for a few months at a time. Be sure to have the exact dates set up in the lease agreement to ensure that you are not paying for any more time in the office space than you need. When the tax season is over, you can store all of your office equipment in a storage unit to use the following year. If you choose to open a temporary tax office, you need to be sure that you properly promote the location of the business. Ask if you can hang banners outside of the business. Also, take the time to hand out flyers and promote your business in the paper. Real estate agents have numerous listings that they can show once you have the perimeters of your rental needs in place. Inform them of every detail that is crucial to your business and they can start hunting for the right property immediately for you. If you’re looking to speak with a real estate agent, visit ABA Rental Properties...

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