buying a home with little money in savings

3 Things You Should Think About Before Buying A House

by Fernando Moore

If you are in the market to buy a house you might be wondering what you can do to insure that the house that you purchase is right for you. Here are some things you should think about before you buy a home:

Is The Neighborhood The Right Fit For Your Needs?

When many people start looking for a house they focus completely on the house. They are more worried about the actual structure than on where the house is located. Many seasoned home owners will tell you that the location is just as important, if not more important, than the actual house. It is vital that you take the time to do your research on the community that you are moving into. For instance, if you have children, you should look at schools, community programs, if the neighborhood is accepting of children, and so forth. There are some communities that pride themselves on being adult only communities and don't have a lot of tolerance for young families. If this is the case for you, you could be very unhappy if you were to buy in one of these communities. Thus, you should take into consideration the neighborhood and community where the house is placed.

Have You Had An Independent Inspection Done?

Know that the seller will have an inspector come through the house and give it the ok to sell. However, you should always bring in your own person and have them go through the house with your interests in mind. They will be able to give you an unbiased and accurate idea of how much work the house may require. They can tell you of possible problems and expenses you should be aware of. For this reason, you should always have another inspector come through your house before you buy.

Ask For Extra Perks

Lastly, don't be afraid to ask for extra deals and perks. Many sellers are willing to work with you, but you just need to ask. They aren't going to lower the price or throw in the furniture if you don't ask. Some things to ask for are closing costs, a lower price, furniture, and appliances left behind, or lawn care materials included. You may be surprised to see just how much people are willing to work for you to get the sale, but you will have to bring it up and ask ahead of time.

By doing these things you can be more confident in your home purchase.